Quick answer: Answer four short questions below to get an instant, general indication of whether your household is likely to qualify for a PM-JAY (Ayushman Bharat) card — based on the published age, rural deprivation, and urban occupational categories NHA uses for eligibility. This is a guidance tool, not the official determination; the only way to confirm your exact status is the beneficiary portal.
Key Takeaways
- PM-JAY eligibility is not something you apply for — it is determined from existing SECC 2011 data (rural) or occupational category (urban), plus a few automatic-inclusion rules.
- Anyone aged 70 or above generally qualifies for a card under Ayushman Vay Vandana Yojana, independent of the other criteria.
- This screener gives a general indication using the criteria NHA has published — it cannot replace an official household-level check.
- Some states run their own broader schemes alongside PM-JAY, so a "not clearly matching" result centrally is not always the final answer.
How This Tool Works
This screener walks through the eligibility categories NHA has publicly documented: the SECC 2011 rural deprivation criteria (housing, household composition, disability, SC/ST status, and dependence on manual labour), the 11 urban occupational categories, and the age-based Ayushman Vay Vandana Yojana extension for citizens 70 and above.
It does not connect to any government database and does not check your actual household record — PM-JAY does not offer a public API for that, and doing so requires identity verification. What it does is apply the same published categories a person would otherwise have to read through in policy documents, and give a plain-language indication of where a household is likely to stand before checking the official portal.
Understanding Your Result
| Result | What it means |
|---|---|
| Likely eligible | The household matches a published automatic-inclusion category (age 70+, a rural deprivation criterion, or an urban occupational category). Still confirm on the beneficiary portal, since the final record is household-specific. |
| Not clearly matching | The household does not match the categories this tool can check. This does not guarantee ineligibility — some inclusion and exclusion rules are applied at the household level and are not all fully public. |
Whatever the result, the next step is the same: search for your household on the official beneficiary portal using your ration card, RSBY number, or mobile number to get a definitive answer.
Frequently Asked Questions
Is this the official PM-JAY eligibility checker?
No. This is an independent guidance tool built on NHA published eligibility categories. The official, definitive check is on the PM-JAY beneficiary portal, which looks up your actual household record.
I got a “likely eligible” result. Do I automatically have a card?
Not necessarily. Likely eligible means your household matches a category PM-JAY uses for automatic inclusion, but you still need to confirm this and, if you do not already have a card, get it issued through the beneficiary portal or a nearby Ayushman Bharat kiosk/CSC.
I got a “not clearly matching” result. Am I definitely not eligible?
No. Some inclusion and exclusion rules NHA and state agencies apply are not fully public, so a household can still be eligible even if it does not match the categories this tool checks. Always confirm on the official portal before concluding you are ineligible.
Does age 70+ eligibility depend on income?
No. Ayushman Vay Vandana Yojana extends PM-JAY coverage to citizens aged 70 and above regardless of income or the household deprivation criteria used for other members.
What if my state has its own health scheme?
Several states run extended schemes alongside PM-JAY with different or broader eligibility. If your household does not clearly match central PM-JAY criteria, it is worth checking whether your state runs such a scheme.
Related: Ayushman Card Eligibility Criteria guide, Rural vs Urban Eligibility guide, Ayushman Vay Vandana Yojana guide, and PM-JAY Beneficiary List guide.
