pmjay

How to Download Ayushman Card Online: Step-by-Step Guide

Quick answer: You can download your Ayushman Bharat (PM-JAY) card for free as a digital e-card from beneficiary.nha.gov.in after logging in with your registered mobile number and OTP. A physical printed copy is also available for a small printing fee at your nearest Common Service Centre (CSC) if you’d rather have a plastic card.

Key Takeaways

  • Downloading the digital e-card yourself online is completely free.
  • A small fee (typically around ₹30–50) applies only if you want a physical card printed at a CSC — not for the download itself.
  • You need your registered mobile number to receive the OTP used for login.
  • The digital e-card (PDF) is accepted at empanelled hospitals the same as a physical card.

Before You Start: What You’ll Need

Requirement Why it’s needed
Registered mobile number Used to receive the OTP for login
Aadhaar number or family ID / ration card Used to search and confirm your beneficiary record
Approved PM-JAY eligibility You can only download a card once your family’s eligibility has been confirmed

How to Download Your Ayushman Card Online (Free)

  1. Go to the official beneficiary portal at beneficiary.nha.gov.in.
  2. Enter your registered mobile number and the captcha shown, then click Generate OTP.
  3. Enter the OTP you receive by SMS to log in.
  4. Search for your family record using your Aadhaar number, ration card, or other listed identifiers.
  5. Select your name from the matched household members shown.
  6. If your eKYC is already complete, a Download Card option will appear — select it to save the PDF e-card to your device.
  7. If eKYC hasn’t been completed yet, you’ll be prompted to complete identity verification (usually Aadhaar-based) before the download option appears.

Getting a Physical Printed Card Instead

If you’d prefer a plastic or printed card rather than a digital PDF, your nearest Common Service Centre (CSC) can print one for you. This is a paid service — typically a modest fee in the range of ₹30–50 — because it covers the physical printing and lamination, not the underlying PM-JAY benefit itself. The free digital e-card works identically at hospitals, so printing is a convenience choice rather than a requirement.

Common Mistakes

Mistake What to do instead
Paying a third party to “download” your card online Downloading the e-card yourself on the official portal costs nothing
Assuming the ₹30–50 CSC fee applies to everyone It applies only if you choose physical printing at a CSC, not to the online download
Giving up if “Download Card” doesn’t appear Complete eKYC verification first — the download option unlocks after that step

What if You Can’t Access the Portal Yourself

Not everyone has reliable internet access or is comfortable with an online form, and that’s exactly what Common Service Centres exist for. A CSC operator can look up your record, complete eKYC if needed, and either email you the digital card or print a physical one, all using the same official system you’d use yourself. If you go this route, the only charge should be the CSC’s printing fee for a physical card — not a fee to access or generate the card in the first place.

Conclusion

Downloading your Ayushman card is a short, free process once your eligibility and eKYC are confirmed. Keep a saved copy of the PDF on your phone as a backup, even if you also get a physical card printed.

Frequently Asked Questions

Is downloading the Ayushman card online free?

Yes, downloading the digital e-card from the official beneficiary portal is completely free.

Why do some people pay a fee for their Ayushman card?

The fee, usually around ₹30–50, applies only to getting a physical card printed at a Common Service Centre, not to the online download.

Can I use the digital PDF card at a hospital instead of a physical card?

Yes, the digital e-card is accepted at empanelled hospitals the same as a printed card.

What if the Download Card option doesn’t appear for me?

You likely need to complete eKYC verification first; the download option becomes available once that’s done.


Related: PMJAY Beneficiary Portal guide, Mera PMJAY & UTIITSL eKYC Portal guide, and How to Apply for Ayushman Card.